Cavass LTD
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SafeNest™

Because one unexpected issue can unravel everything.

A contractor injures themselves inside your home

Tools or materials are stolen from the site

Accidental damage occurs during the works

A builder walks off-site, leaving your home half-finished

When you take on a renovation or building project, you’re doing more than upgrading a property — you’re investing time, money, and trust into your future home. But building projects come with risks most homeowners don’t see coming:

Think You’re Already Covered? Think Again.

Most homeowners believe their buildings and contents insurance will protect them during a project. But the moment you inform your insurer that building work is underway, your policy may be suspended or heavily restricted until completion.
This means that if a contractor injures themselves in the undeveloped or lived-in part of your home, you — the homeowner — are legally liable.
Not the builder. Not their insurance.
And with your home policy suspended, you’re left exposed at exactly the time you’re most vulnerable.

Safety and Trust for Every Build

That’s Why We Created SafeNest™

SafeNest is your protective barrier — a specialised layer of security that works alongside your Cavass agreements to protect you, your builder, and the project itself.
It brings together two smart, targeted insurance solutions to cover what most policies miss:

Lend Safe 10 For projects involving finance, the stakes are even higher.

If you’re using a loan to fund your build, every delay, dispute, or abandonment puts more than the project at risk — it threatens the lender’s security, and your financial stability.

Lend Safe 10 includes:

Protection against structural damage, abandonment, and long delays

Risk reduction for lenders

Confidence for borrowers that unforeseen issues won’t destroy the timeline or the budget

Whether you’re borrowing to build or funding the project yourself, Lend Safe 10 helps you stay on track — and protects the value you’re creating.

Renoguard ™ Shared protection for homeowners and contractors.

Renoguard is designed for renovation and extension projects — especially where contractors are working inside your home.
It protects both parties under a single, practical policy — covering injuries, theft, and damage that would otherwise derail your plans and relationships.

Injury cover (especially within the existing home, where you are liable)

Theft of tools and materials

Accidental property damage

Liability claims that standard home insurance won’t touch

A fair 50/50 premium split between homeowner and contractor

Renoguard gives both sides peace of mind — so the project stays focused, fair, and moving forward.

Independent and Focused on Protection

Cavass is not a lender, insurance broker, or FCA-regulated provider.
We don’t control your choice of insurer — and we don’t interfere with your builder or lender.
Our goal is to introduce practical, project-specific protection to keep things moving, reduce disputes, and give everyone involved the confidence they need to move forward.
Don’t Let One Mistake Cost Everything
Too many homeowners learn the hard way that a single uninsured event can collapse an entire project.

SafeNest™

Because the real cost of not being covered is never just money.

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    Could Your Builder Be Putting You at Risk?

    Use our quick checklist to make sure your builder won’t leave you exposed.